An active shooter is someone with a gun attempting to kill people in a confined & populated area.
- $1,200 Minimum Premium
- Victim Expenses – Medical, dental, psychological, death, funeral, & burial expenses
- Rehabilitation, Vision loss, Hearing Loss, Permanent disablement
- $1M – $20M Standard Limits ( $100M capacity )
- 3rd Party Legal Liability Expenses – defense costs, indemnity, judgments, settlements
Active Shooter and Assailant Coverage for the U.S.
As a leader providing this type of insurance coverage in the USA, we also can provide insurance coverage against other related hazards or perils like Kidnap Ransom and Extortion, Political Domestic Terrorism, and Political Risk policies across all 50 states and even extending to several other countries that are not on the no-no list.
Mass shootings, active shooter and assailant attacks are steadily increasing and they are creating devastating effects on the psyche of the American people. Lone wolf gunmen and domestic terrorists are a greater threat now a days to the public than foreign terrorists may currently be. This type of insurance policy covers the loss of life and business expenses resulting from an active shooting, mass shooting or terrorist attack. It is specifically designed, to provide coverage to protect your business, school, or organization in the event of an attack. These policies cover legal liabilities resulting from medical claims, loss of life, funeral and burial costs, property damage, with business interruption and extra expense.
Active shooter and assailant coverage provides an insurance payout if you, your employees, and/or clients are injured or killed as a result of an active shooter incident or workplace violent attack. The coverage also pays for other expenses such as medical treatment, mental health and psychological counseling and therapy, reconstructive surgery and prosthetics, funeral and burial costs and death benefits to victims surviving relatives. Protect yourself and others. Buy a policy today, and we’ll throw in peace of mind for free.Apply Now
The FBI has defined an active shooter as “an individual actively engaged in killing or attempting to kill people in a confined and populated area.”
The Occupational Safety and Health Administration (OSHA) defines workplace violence as “any act or threat of physical violence, harassment, intimidation or other threatening disruptive behavior that occurs at the worksite.” The workplace violence can range from threats and verbal abuse to physical assaults and homicide.
Workplace violence and active shooter incidents continue to increase and evolve. Comprehensive coverage paired with in-depth employee training and support is essential to ensure individuals and organizations are the utmost prepared.
Spanning ideologies and unpredictable locations, these incidents are usually in crowded public areas and aim to create maximum panic. They can include:
- Workplace violence
- Disgruntled employees, customers, guests, students, volunteers or parishioners
- Hostage situation
- Active shooter
EAP: Emergency Action Plan
It is important to properly implement and promote an Emergency Action Plan (EAP). The effectiveness of any workplace violence program that includes active shooter preparedness is greatly enhanced in an organization with an active, well-known EAP presence. Agencies with active programs promote the EAP by issuing periodic statements from top management endorsing the program and reminding employees of the services offered by the EAP; having counselors attend staff meetings to familiarize agency employees with the counselors; having counselors give special briefings and seminars for managers, employees, and union stewards;
Violent workplace events take place anywhere at anytime. Laurence Taylor Insurance Services offers Organizational Training where, the employees learn how to improvise, adapt and overcome during an active shooter event. Workplaces or organizations should conduct active shooter drills to update their Emergency Action Plan. This reinforces that an active shooter incident is a foreseeable event and the workforce is prepared both mentally and physically. Organizational training helps them to think on their feet and respond accordingly to the situation.
Active Shooter incidents are turning out to be progressively recurring instances in the news nowadays. In such a large number of cases, the assailants can incur mass injury and loss upon the public before they can be stopped.It is a lamentable reality that presently, business and individuals should find ways to safeguard themselves from silly demonstrations of brutality like gun violence and mass shootings. Organizations and public administrations are particularly in danger and can be considered responsible for getting their clients and employees.
Each target group has different training needs. For example, members of the general public are less likely to attend formal training and could be exposed to essential information through posters, brochures, or radio and television spot announcements. Employees would benefit from briefings and participation in active shooter drills. On-site law enforcement/armed security, as well as external responders, would benefit from hands-on scenario-based training; knowledge of the facilities’ physical features such as entrances, exits, and construction features; and knowledge of and familiarity with the capabilities of the internal security force.
Why we are the best in business?
Our certified instructors are fully trained professionals prepared as per Department of Homeland Security guidelines and standards. They are industry experts with years of experience and knowledge in their given fields, with unique preparedness for Active Shooter incidents.Coming from world class foundations as previous US military Special Ops and Police with degrees and accreditations, these certified instructors, through our program, will guarantee that your workers get the information and preparing to incredibly work on their survivability in case of an Active Shooter incident occurs.
At Laurence Taylor Insurance Services, the training is provided by certified and potential instructors who are totally qualified to offer active shooter training solution. They aid you in understanding the surrounding better and teach some really crucial life-saving skills that come handy while someone faces the active shooter or a violent situation upfront. This makes the workforce more confident during such incidents and increases the survival rates immensely.
A major component of any active shooter program or plan is preparedness. The individual training program focuses on measures that can be taken to reduce the risk of violent behavior leading to active shooter incidents; as well as mitigate the impacts of violent behavior in should it occur.
Training and exercises are the best activities to help prepare personnel to react quickly and effectively in emergency situations. When considering training options for establishing awareness and providing appropriate responses to the threat of an active shooter, the institution and the authorities should conduct a thorough review to identify the best training approach for their facility occupants.
During an active shooter situation, the natural human reaction is to be startled, feel fear and anxiety, and even experience initial disbelief. You can expect to hear noise from alarms, gunfire and explosions, and people shouting and screaming. Training provides the means to regain your composure, recall at least some of what you have learned, and commit to action. A trained individual will more likely respond according to the training received and will not descend into denial, while the untrained will more likely not respond appropriately, descend into denial and helplessness, and will usually become part of the problem.
Training and support can include, but is not limited to:
- Workshops and services
– Corporate reviews
– Security risk/crisis management policies and plans
- Ongoing support
– Threat assessments including post incident support
– Behavioral assessments
– Site surveys including security staff SOPs
– Emergency management plans
– Incident management training/simulated incidents
An active shooting incident can catch anybody off-guard. However, the key here remains how one reacts during such circumstance. As these situations are completely unpredictable, one has to be prepared to respond in the correct manner to it. However, this does not mean preparedness pertaining to physical aspects but mental as well. Individual Training makes one more aware of their surroundings to ensure the response is beneficial enough to save lives. Laurence Taylor Insurance Services offers Active Shooter Training which is client focused and held both online or onsite.