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Terrorism and Political Violence Insurance

Terrorism and political violence insurance in Los Angeles, California, USA

Terrorism and political violence insurance policies produced by Laurence Taylor Insurance Services insure against losses resulting from exposure to outbursts of political unrest, government coups, rioting, terrorism and political motivated violent attacks. We help companies navigate through the complexities of coverage and evolving global threats while considering the implications of losses one could incur through a triggered event. Internationally terrorism and political violence attacks present themselves as ever changing hazards and perils and the need for us to advise companies on how to better protect their staff, property, and be made whole again resulting from unforeseen attacks or events. Terrorism and Sabotage addresses business interruption and extra expenses with values ranging from $10MM – $100MM. Coverage is available in all 50 states. No retail broker fee for businesses in California, Nevada, Texas, Indiana, North Carolina, Virginia, and New York.
– Property damage to insured assets.
– Business interruptions including extra expense, loss of profit, delay in startup for construction risk
– Contingent time element (denial of access, loss of attraction, customers and suppliers
– Third party terrorism liability
– Cyber terrorism
– Malicious attacks/active assailants
– Any event cancellation following the act of terrorism

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Terrorism and political violence insurance Coverage in Los Angeles, California, USA

Terrorism and political violence insurance can protect businesses against political, religious and fanatical ideological acts of hate and violence. This insurance coverage includes benefits to property damaged caused directly by an act of sabotage which are willfully done to cause harm to the premises. Business interruption covers financial losses, loss of income sustained over 3-6 or even 12 months that the business cannot operate due to the triggered event that caused the damage, death, or destruction on that business premises. We have access to a wide range of insurers who provide comprehensive and tailored cover for Terrorism and Sabotage related events. Policies vary from carrier to carrier however, the most important benefit features include coverage for the loss of use of damaged business personal property and the ensuing loss of income caused by an act of terrorism, sabotage and political violence either foreign or domestic. Political violence insurance covers the cost of the damage caused to insured properties and ensuing loss of income resulting from a violent attack or event. This type of policy extend covers to riots, strikes or civil commotion, malicious damage, insurrection, revolution or rebellion. Loss of attraction provides with the any type interruption cover where the insured is affected by a terrorist event on a particular defined region. Our tailored insurance products for business are readily available in California, Nevada, Texas, Indiana, North Carolina, Virginia, and New York. These policies include the following key points-

– Coverages include damages to your premises as well as loss of earnings from business interruption.

– Violent acts of political or civil unrest, racial, ideological or religious motivated attacks are covered.

– No “non selection rule”- ability to insure single or multiple locations under a single policy.

– Proper definition of Act of terrorism and Act of violence must be met.

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Terrorism and political violence insurance in Los Angeles, California, USA

Terrorism and sabotage insurance in Los Angeles, California, USA

We live in a world where the act of terrorism is ever present, yet a terrorism insurance policy in the U.S. had not been made popular until after September 11th, 2001. With this risk in mind leaving business exposed to uncertainty and potentially catastrophic business interruption is financially irresponsible. The recent threat level of domestic terrorism and sabotage in the US is rapidly rising. The effects of any terrorist attacks on US soil will cause serious property damage, loss of income, bodily injury and death. Plus future denial of access, loss of attraction, loss of reputation, loss of key personnel among other things. Our quotes for Terrorism and Sabotage Insurance includes –
– Terrorism coverage
– Ideological threats
– Business Sabotage
– Riots, strikes, civil commotion and unrest
– Crisis Intervention
– Hoax and bomb threats

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Domestic terrorism insurance coverage in Los Angeles, California, USA

Some of the root causes of political violence, foreign & domestic terrorism are the concept of nationalist ideologies, religious and ethnic cleansing ideologies, political party conflicts between differing groups of Washington political elites, economic pressure, and the concept of relative deprivation, and now Covid-19 restriction fatigue. The nature of conflict has transformed substantially since the UN was founded. One would have hoped that conflicts trends nowadays to be less deadly and often waged between domestic groups, rather than entire states i.e. (Blue Vs. Red States). Homicide crimes are also more politically motivated and becoming quite frequent in some parts of the country. If you are looking for the best Domestic Terrorism & Political Violence insurance coverage in California, Nevada, Texas, Indiana, North Carolina, Virginia, and New York, contact us now!

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Complete Coverage
  • NO Terrorism exclusions
  • NO Employee exclusions
  • NO Causalities threshold
  • NO Vehicle exclusion
  • NO Drone exclusion
Preferable Classes
  • School & Universities
  • Houses of Worship
  • Restaurants & Hotels
  • Retail Establishments
  • Manufacturing Plants
Application information
  • # of Employees
  • # of Students/Patients
  • # of Location
  • # of Years in business
  • # Hours of operation
Active Shooter Training
  • Client Focused
  • Individual Training
  • Corporate Training
  • Certification Program
  • Online or Onsite
ORGANIZATIONAL TRAINING

 

The FBI has defined an active shooter as “an individual actively engaged in killing or attempting to kill people in a confined and populated area.”

The Occupational Safety and Health Administration (OSHA) defines workplace violence as “any act or threat of physical violence, harassment, intimidation or other threatening disruptive behavior that occurs at the worksite.” The workplace violence can range from threats and verbal abuse to physical assaults and homicide.

Workplace violence and active shooter incidents continue to increase and evolve. Comprehensive coverage paired with in-depth employee training and support is essential to ensure individuals and organizations are the utmost prepared.

Spanning ideologies and unpredictable locations, these incidents are usually in crowded public areas and aim to create maximum panic. They can include:

  • Workplace violence
  • Disgruntled employees, customers, guests, students, volunteers or parishioners
  • Hostage situation
  • Active shooter

EAP: Emergency Action Plan

It is important to properly implement and promote an Emergency Action Plan (EAP). The effectiveness of any workplace violence program that includes active shooter preparedness is greatly enhanced in an organization with an active, well-known EAP presence. Agencies with active programs promote the EAP by issuing periodic statements from top management endorsing the program and reminding employees of the services offered by the EAP; having counselors attend staff meetings to familiarize agency employees with the counselors; having counselors give special briefings and seminars for managers, employees, and union stewards;

Violent workplace events take place anywhere at anytime. Laurence Taylor Insurance Services offers Organizational Training where, the employees learn how to improvise, adapt and overcome during an active shooter event. Workplaces or organizations should conduct active shooter drills to update their Emergency Action Plan. This reinforces that an active shooter incident is a foreseeable event and the workforce is prepared both mentally and physically. Organizational training helps them to think on their feet and respond accordingly to the situation.

CERTIFIED INSTRUCTOR

Active Shooter incidents are turning out to be progressively recurring instances in the news nowadays. In such a large number of cases, the assailants can incur mass injury and loss upon the  public before they can be stopped.It is a lamentable reality that presently, business and individuals should find ways to safeguard themselves from silly demonstrations of brutality like gun violence and mass shootings. Organizations and public administrations are particularly in danger and can be considered responsible for getting their clients and employees.

Each target group has different training needs. For example, members of the general public are less likely to attend formal training and could be exposed to essential information through posters, brochures, or radio and television spot announcements. Employees would benefit from briefings and participation in active shooter drills. On-site law enforcement/armed security, as well as external responders, would benefit from hands-on scenario-based training; knowledge of the facilities’ physical features such as entrances, exits, and construction features; and knowledge of and familiarity with the capabilities of the internal security force.

Why we are the best in business?

Our certified instructors are fully trained professionals prepared as per Department of Homeland Security guidelines and standards. They are industry experts with years of experience and knowledge in their given fields, with unique preparedness for Active Shooter incidents.Coming from world class foundations as previous US military Special Ops and Police with degrees and accreditations, these certified instructors, through our program, will guarantee that your workers get the information and preparing to incredibly work on their survivability in case of an Active Shooter incident occurs.

At Laurence Taylor Insurance Services, the training is provided by certified and potential instructors who are totally qualified to offer active shooter training solution. They aid you in understanding the surrounding better and teach some really crucial life-saving skills that come handy while someone faces the active shooter or a violent situation upfront. This makes the workforce more confident during such incidents and increases the survival rates immensely.

Individual Training

A major component of any active shooter program or plan is preparedness. The individual training program focuses on measures that can be taken to reduce the risk of violent behavior leading to active shooter incidents; as well as mitigate the impacts of violent behavior in should it occur.

Training and exercises are the best activities to help prepare personnel to react quickly and effectively in emergency situations. When considering training options for establishing awareness and providing appropriate responses to the threat of an active shooter, the institution and the authorities should conduct a thorough review to identify the best training approach for their facility occupants.

During an active shooter situation, the natural human reaction is to be startled, feel fear and anxiety, and even experience initial disbelief. You can expect to hear noise from alarms, gunfire and explosions, and people shouting and screaming. Training provides the means to regain your composure, recall at least some of what you have learned, and commit to action. A trained individual will more likely respond according to the training received and will not descend into denial, while the untrained will more likely not respond appropriately, descend into denial and helplessness, and will usually become part of the problem.

Training and support can include, but is not limited to:

  • Workshops and services

– Corporate reviews

– Security risk/crisis management policies and plans

– e-learning

  • Ongoing support

– Threat assessments including post incident support

– Behavioral assessments

– Site surveys including security staff SOPs

– Emergency management plans

– Incident management training/simulated incidents

An active shooting incident can catch anybody off-guard. However, the key here remains how one reacts during such circumstance. As these situations are completely unpredictable, one has to be prepared to respond in the correct manner to it. However, this does not mean preparedness pertaining to physical aspects but mental as well. Individual Training makes one more aware of their surroundings to ensure the response is beneficial enough to save lives. Laurence Taylor Insurance Services offers Active Shooter Training which is client focused and held both online or onsite.